Don’t let the name fool you.
Traders Bank hasn’t disappeared, but it does have a new name. Recognized by the state as a century business, Traders Bank adopted the Wellworth brand and name in October 2025, but it remains the same bank founded in Tullahoma on Jan. 1, 1889.
“No, we haven’t been sold. We are simply coming together as one,” said Nancy Fuller, assistant vice president and Southern region bank coordinator. “Six trusted community bank names are uniting to become Wellworth Bank.”
These six include Citizens Bank of Lafayette, Bank of Celina, Liberty State Bank, Smith County Bank, American Bank & Trust, and Traders Bank. Citizens Bank of Lafayette was the original charter and foundational name, dating back to 1909.
“This change means a stronger, more connected bank with the same local teams you know and trust,” Fuller added. “We think our customers are ‘well worth’ it!”
Fuller has been a customer at Traders Bank since she was a young girl.
“Everyone was always so warm and welcoming. When the president and CEO asked me to come to work for them in 2002, it just seemed like a perfect fit,” she said. “Banking has changed a lot since that day, but one thing has never changed — we still greet our customers with a smile, call them by name, and try to give them the best customer service possible.”
Before working at Traders Bank, Fuller was the banquet manager at American Legion Post 43 for 25 years. When she made the switch to Traders, she took on the role of administrative assistant to the president, as well as payroll and insurance administrator, until they merged with Citizens Bank of Lafayette in 2015.
“In 2015, I began to get more involved in the community as I had more time to spend outside the bank,” Fuller said. “I became an ambassador for the Tullahoma Area Chamber of Commerce (TACC) and am still a member of the ambassador program. I have served on the TACC board on almost every committee, promoting the chamber and our community, and served as president of the chamber in 2024.”
Fuller’s work with the chamber of commerce has been extensive. She has received numerous awards, including the President’s Award (2017), Ambassador of the Year (2018), CEO Business Partner of the Year (2018), Citizen of the Year (2022), and, most recently, the Lifetime Achievement Award (2026).
A lifelong resident of Tullahoma, Fuller attended South Jackson Elementary School, West Middle School, and Tullahoma High School. She married her husband, Jimmy Fuller, in 1977, and they enjoy spending time with her stepdaughter, Jennifer Fuller English; son-in-law, Greg English; and their three grandchildren — Abigail (24), Isabella (20), and Brody (14). She also attends First Christian Church in Tullahoma. As a member of the American Legion Auxiliary, she currently serves as the vice president.
Fuller’s passion for promoting Tullahoma businesses and for helping the community complements Wellworth Bank’s commitment to civic engagement.
“Our bank has been a CEO partner with Robert E. Lee School since 2007,” Fuller said. “During that time, we provided ice cream for Class of the Week, held Bank Day once a month, and provided snacks for field day. We judged pumpkin contests, served at Thanksgiving lunch, held coloring contests, and helped with other events during the school year as needed.”
Fuller said Wellworth Bank also works with all the other schools throughout the year through various fundraisers and sponsorships. Employees support the 5 Loaves 4 Kids program by helping pack and deliver to schools as needed. The bank has provided pudding for the meal program since the program’s start.
All banks have gone through changes. Paper ledgers have turned into pixels in a world of electronic networks. Rather than rushing to the bank before it closes, customers can access their accounts electronically 24/7 on their smartphones. Fast cash is easily available through ATMs. Paychecks are deposited digitally. The list goes on.
Wellworth Bank promises its customers that one thing will never change — customers and communities will remain “well worth” every ounce of care, effort, and heart the bank can give.
“I have been blessed in many ways since working at Wellworth, including meeting many new people in the community,”
Fuller said. “My work family is truly like family. I consider myself very blessed to have known every employee who has come and gone. Many have retired, some have passed away, but none of them are forgotten.” Fuller has seen many changes at Wellworth over the years, but she has learned a few truths along the way.
“If you treat people like you want to be treated, you can never go wrong,” she said. “At our bank, our employees are like family, and we try to treat our customers the same way.” GN
